Group Dental Plans – Can You Afford to Give Your Employees Dental Coverage?

Group Dental Plans – Can You Afford to Give Your Employees Dental Coverage?

As a business owner, your first response might be: “No, I can’t afford to provide my employees with group dental insurance. It’s just too expensive.” You may want to add to your employee benefits, but you may not know that there is a simple and affordable way to give your employees the dental coverage they need.

Well, there is an alternative to group dental insurance, and it can be affordable for a business of any size. It’s called a Group Dental Plan, and it will give your employees dental coverage without annual maximums, deductibles or waiting periods. Everyone is accepted, so there’s no need to worry about pre-existing conditions. Unlike dental insurance, which may only allow patients to choose a dentist from a restricted list, discount dental care allows patients to visit any dentist who accepts the plan you choose.

For a business owner, a dental plan could be a better alternative than dental insurance. Why? Not only is this kind of plan more affordable, it is much simpler, for you and for your employees. All you have to do is join the Group Dental Plan of your choice. Your discount dental plan will be easy to administer and it will have a simple billing cycle process. Your employees can choose low monthly rates for either individual or family plans–with flexible group payment options.

Your employees will receive membership cards–which they can use immediately at any dental office that accepts your plan. They will receive discounts on most dental procedures, either at a fixed fee or a percentage off of the usual and customary fee for the rare fee that is not listed. Most dental procedures and treatments are included in the plan, everything from routine exams and fillings to root canals and crowns. Even cosmetic procedures–such as veneers and teeth whitening are eligible for discounts. And there is no limit to the number of times your employees can visit the dentist–or to the number of services they may have.

Since this is a discount plan rather than dental insurance, your employees will be able to take control over their dental care needs. They will know in advance how much it will cost for their dental care–even before they receive the treatment or procedure.

Discount dental plans are a legitimate and affordable alternative to dental insurance. They bring as much value to your employees as group dental insurance can.

When choosing a Group Dental Plan for your employees, be sure to look for one that is licensed by the state. This will give you the assurance that the plan conforms to state regulations.

The author is a practicing dentist and a supporter of discount dental plans for individuals, families, and small businesses.